Share Certificate Rates
IRA Certificate Rates
Share Dividend Rates/Money Market
Fees

Effective August 01, 2011
La Loma offers loans for most members needs. La Loma’s interest rates are based on each individual member’s credit history with Experian’s Fair Isaac Score. La Loma’s loan decisions are based on judgment; the scoring model is used to determine the interest rate once loan is approved. This does not include Real Estate loans, Visa, Line of Credit Overdraft, Holiday,Tax, or Vacation loans, Computer, Apple Computer, or Share/Certificate loans.

La Loma offers loans for most members needs. La Loma’s interest rates are based on each individual member’s credit history with Experian’s Fair Isaac Score. La Loma’s loan decisions are based on judgment; the scoring model is used to determine the interest rate once loan is approved. This does not include Real Estate loans, Visa, Line of Credit Overdraft, Holiday, Tax, or Vacation loans, Computer, Apple Computer, or Share/Certificate loans.


Certificates (Regular Share and IRA)

Due to the low rate environment, we are not currently offering certificates.
Please check back later.


RATE SCHEDULE

This rate schedule states rates applicable to specified accounts. Dividends are credited to your account and compounded every month. This schedule is incorporated as a part of your account agreement with La Loma Federal Credit Union.

Effective as of January 01, 2019. Rates are subject to change.

Account Name
Rate Type
Minimum Balance to Earn DividendsDividend RateAPY?
Regular Savings
Variable
$0 to $1002NA.00%.00%
$100 to $2,5002100.00.05%.05%
$2,500 to $50,00022,500.00.05%.05%
$50,000+50,000.00.05%.05%
Boom! Checking
Variable
300.00.05%.05%
Premier Checking
Variable
1500.00.05%.05%
Money Market
Variable
$0 to $2,5002NA.00%.00%
$2,500 to $10,00022,500.00.05%.05%
$10,000 to $25,000210,000.00.05%.05%
$25,000 to $50,000225,000.00.05%.05%
$50,000 to $100,000250,000.00.05%.05%
$100,000+2100,000.00.05%.05%
Tax Club3
Fixed
10.00.15%.15%
Vacation Club3
Fixed
10.00.15%.15%
School Club3
Fixed
10.00.15%.15%
Christmas Club3
Fixed
10.00.15%.15%

APY is Annual Percentage Yield.
2Minimum balance requirements apply to average daily balance.
3Club Accounts are a fixed rate for the term stated.

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