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Share & Dividend Rates

Share Certificate Rates
IRA Certificate Rates
Share Dividend Rates/Money Market
Fees

Effective August 01, 2011

La Loma offers loans for most members needs. La Loma's interest rates are based on each individual member's credit history with Experian's Fair Isaac Score. La Loma's loan decisions are based on judgment; the scoring model is used to determine the interest rate once loan is approved. This does not include Real Estate loans, Visa, Line of Credit Overdraft, Holiday,Tax, or Vacation loans, Computer, Apple Computer, or Share/Certificate loans.

Certificates (Regular Share and IRA)

Due to the low rate environment, as of March 31, 2011 we are not currently offering certificates. Please check back later.


Share Dividend Rates

Effective as of November 01, 2011. Rates are subject to change.

 

Account Name
Rate Type
Min. Balance to Earn Dividends Dividend Rate APY*
Regular Savings
$0 to $100**
Variable
  .00% .00%
$100 to $2,500 balance **
Variable
$100.00 .05% .05%
$2,500 to $50,000 balance**
Variable
$2,500.00 .05% .05%
$50,000+
Variable
$50,000.00 .05% .05%
Tax Club ***
Fixed
$10.00 .15% .15%
Vacation Club ***
Fixed
$10.00 .15% .15%
School Club ***
Fixed
$10.00 .15% .15%
Christmas Club ***
Fixed
$10.00 .15% .15%
Premier Checking
Variable
$1500.00 .05% .05%
Boom Checking
Variable
$300.00 .05% .05%
Money Market
$0 to $2,500 balance **     .00% .00%
$2,500 to $10,000 balance**
Variable
$2,500.00 .05% .05%
$10,000 to $25,000 balance**
Variable
$10,000.00 .05% .05%
$25,000 to $50,000 balance **
Variable
$25,000.00 .05% .05%
$50,000 to $100,000 balance**
Variable
$50,000.00 .05% .05%
$100,000+ balance**
Variable
$100,000.00 .05% .05%

*APY is Annual Percentage Yield.

**Minimum balance requirements apply to average daily balance.

***Club Accounts are a Fixed rate for the term stated.
This rate schedule states rates applicable to specified accounts. Dividends are credited to your account and compounded every month.

This schedule is incorporated as a part of your account agreement with La Loma Federal Credit Union.

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