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VISA® Credit Cards

As of 06/01/08 a 1% single-currency foreign transaction fee will be assessed by Visa. Foreign multi-currency Visa fees will remain the same at 1%.

Check out our Low Cost Visa *Platinum* Card with NO Annual Fee!

With NO annual fee and 8.9% APR* on the unpaid balance, LLFCU's VISA card is one of the best bargains in the business. Limits to $25,000 Available.

VISA Platinum

  • NO Annual Fee.
  • 8.9% Annual Percentage Rate for purchases and cash advances.
  • Credit Limit up to $25,000 on approved credit.
  • No cash advance fee. Cash advances can be obtained worldwide at any financial institution displaying the VISA symbol, without a fee or service charge.
  • $250,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents are automatically covered up to $250,000.
  • No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.
  • Purchase Security
  • Auto rental collision damage waiver program


VISA Classic

  • NO Annual Fee.
  • 12.9% Annual Percentage Rate for purchases and cash advances.
  • Credit Limit up to $10,000 on approved credit.
  • No cash advance fee. Cash advances can be obtained worldwide at any financial institution displaying the VISA symbol, without a fee or service charge.
  • $100,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents* are automatically covered up to $100,000.
  • No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.

Student VISA
Members who are currently students can apply for our Student VISA Card. Giving you buying power as you advance through college!! Credit limits are based on full-time student status and academic classification in college.

Credit limits:

  • Freshmen: $500
  • Sophomore: $600
  • Junior: $700
  • Senior: $800
  • Graduate Student: $1000
  • NO Annual Fee
  • 12.9% Annual Percentage Rate for purchases and cash advances.
  • No cash advance fee. Cash advances can be obtained worldwide at any financial institution displaying the VISA symbol, without a fee or service charge.
  • $100,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents* are automatically covered up to $100,000.
  • No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.
  • Please refer to Visa Classic Card for additional benefits. Disclosure Information


VISA Share Secured

  • $25 Annual Fee.
  • 12.9% Annual Percentage Rate for purchases and cash advances.
  • Credit Limit up to $10,000 on approved credit.
  • No cash advance fee. Cash advances can be obtained worldwide at any financial institution displaying the VISA symbol, without a fee or service charge.
  • $100,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents* are automatically covered up to $100,000.
  • No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.


Verified by Visa Program
With a La Loma Visa Credit Card, you have many advantages. Now add on-line shopping security to the list. Members can go online and register their La Loma Visa Credit Card with Verified by Visa, a new on-line shopping security tool. All you do is go to the Visa web site, take the Visa credit card you already have, add a password to it using the online tool provided by Visa and you have the protection and security for on-line shopping that you've always wished for. Click on the verified by visa logo below to sign up now.

*Your spouse, unmarried dependent child(ren), under age nineteen (25 if a full-time student). No age limit for incapacitated child. Incapacitated child means a child incapable of self sustaining employment by reason of mental retardation or physical handicap, and chiefly dependent on you for support and maintenance. Dependent child(ren) receive fifty percent of your benefit amount.