As of April 10, 2019,

A 1% single-currency foreign transaction fee will be assessed by Visa. Foreign multi-currency Visa fees will remain the same at 1%.

Check out our Low Cost Visa Platinum* Card with NO Annual Fee!

With NO annual fee and 8.9% APR* on the unpaid balance, LLFCU’s Visa card is one of the best bargains in the business. Limits to $25,000 available.


VISA Platinum

  • NO Annual Fee.
  • 8.9% Annual Percentage Rate for purchases and cash advances.
  • Credit Limit up to $20,000 on approved credit.
  • $250,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents are automatically covered up to $250,000.
  • No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.
  • Purchase Security
  • Auto rental collision damage waiver program

VISA Classic

  • NO Annual Fee.
  • 12.9% Annual Percentage Rate for purchases and cash advances.
  • Credit Limit up to $10,000 on approved credit.
  • $100,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents* are automatically covered up to $100,000.
  • No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.

VISA Share Secured

  • $25 Annual Fee.
  • 12.9% Annual Percentage Rate for purchases and cash advances.
  • Credit Limit up to $10,000 on approved credit.
  • No cash advance fee. Cash advances can be obtained worldwide at any financial institution displaying the VISA symbol, without a fee or service charge.
  • $100,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents* are automatically covered up to $100,000.
  • No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.

*Your spouse, unmarried dependent child(ren), under age nineteen (25 if a full-time student). No age limit for incapacitated child. Incapacitated child means a child incapable of self sustaining employment by reason of mental retardation or physical handicap, and chiefly dependent on you for support and maintenance. Dependent child(ren) receive fifty percent of your benefit amount.



Visa Account Agreement

If you would like a copy of our Visa Account Agreements please stop by our branch or call us to request a copy.

Visa Platinum Auto Rental Collision Damage Waiver

Visa Platinum Purchase Security  

Visa Platinum Travel Accident Insurance

Visa Classic Travel Accident Insurance